KreditBee Instant Personal Loan App Online Loan | Loan App in 2021

1. KreditBee Instant Personal Loan App Online Loan

Loan amount: From ₹1,000 to ₹200,000

Interest rates: From 0% to 29.95% per annum

Tenure: 62 days to 15 months


KreditBee is an Instant Personal Loan App & Credit Platform for Young Professionals across India, where you can apply for Instant Personal Loan Online & avail of up to ₹2 Lakh as Direct Cash Transfer to a Bank Account.


KreditBee is a platform facilitating the loan transactions between the borrowers and the NBFCs/Banks. All loan applications are approved and sanctioned by NBFCs/Banks registered with RBI and communicated upfront during Loan application.


One of our primary partner NBFCs - Krazybee Services Private Limited is a Systemically Important NBFC within the group of companies carrying the KreditBee brand.


Loan Types offered by  KreditBee Loan App


Flexi Personal Loan - A flexible loan option where you can avail of loans within 10 minutes as a direct bank transfer. All you need is your PAN Card & Address Proof to avail ₹1,000 to ₹50,000 for a tenure ranging from 62 days to 6 months.


Personal Loan for Salaried - A personal loan option where you can avail amounts from ₹10,000 to ₹2 Lakhs as direct bank transfer for tenure ranging from 3 to 15 months. All you need is your PAN Card, Address Proof, and Salary Proof.


Online Purchase Loan - A loan option where you can Buy anything Now, Pay Later in EMIs. Via this option, you can avail E-vouchers on KreditBee App on loan, purchase on KreditBee's partner platforms like Flipkart, Amazon & many more through those e-vouchers, and pay later in EMIs.


Personal Loan for Salaried  by KreditBee Loan App example:

Loan amount: Rs. 50,000

Tenure: 12 months

Interest Rate: 20% per annum

Processing Fee: Rs. 1,250 (2.5%)

New customer onboarding Fee: Rs. 200

GST on Processing and Onboarding Fees: Rs. 261

Total Interest: Rs. 5,581

EMI: Rs. 4,632

APR: 23.2%

The loan amount is Rs. 50,000. The disbursed amount is Rs. 48,289. The total loan repayment amount is Rs. 55,581


Flexi Personal Loan  KreditBee Loan App example:

Loan amount: Rs. 10,000

Tenure: 3 months

Interest Rate: 27% per annum

Processing Fee: Rs. 500 (5%)

GST on Processing Fees: Rs. 90

Total Interest: Rs. 453

EMI: Rs. 3,484

APR: 47%

The loan amount is Rs. 10,000. The disbursed amount is Rs. 9,410. The total loan repayment amount is Rs. 10,453


Features of KreditBee Loan App


1. 100% Online process

2. Fast approval

3. Immediate bank transfer


Eligibility of KreditBee Loan App


1. Indian resident

2. Above the age of 21 years

3. Should have the monthly source of income


How to get started in KreditBee Loan App


1. Install KreditBee App

2. Create your account

3. Fill in your basic details to check first level eligibility

4. Upload KYC documents - ID, Address Proof & PAN card

5. Avail Loan as bank transfer or E-voucher as per your request


Fees & Charges of KreditBee Loan App

Interest rates range from 0%-29.95% with an equivalent monthly interest rate of 0%-2.49% only.

A small processing fee is charged for loans e.g. for low-risk customers 0% - 3% of the principal, for very high-risk customers 2.5% - 7%*.

KreditBee charges a one-time service fee while onboarding or during the upgrade which is ₹20-₹350 depending on the risk profile.

*The charges and repayment tenures vary based on the creditworthiness and repayment ability of the customers. The penalty is charged only when someone delays their scheduled payment.


The APR for different products is separate as per the risk profile of the customers. The APR for different personal loan products: low-risk customers are 0%-36%, medium risk customers are 18%-39%, high-risk customers are 24%-42% and very high-risk customers are 24%-70%.


Contact Details of KreditBee Loan App


1. Twitter: Tag us @kreditbee for a quick response

2. Mail: help@kreditbee.in

3. Call: 08044292200


Address of  KreditBee Loan App

16/3, Adarsh Yelavarthy Centre, opp to Frank Anthony School, Cambridge Layout, Jogupalya Bangalore Karnataka 560008 India



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Hello My Name Is Pranjal Nath, I am well qualified in information technology. i love to write articles, So my passion is blogging.

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